
This insurance will indemnify against loss or damage due to Fire and/or lightning of Residential /Commercial properties and their contents. However, the contract would also be extended by charging additional premium to cover allied perils/risks as per requirements of the insured. The optional perils/risks are as under:-
- Loss or damage caused by Riot & Strikes.
- Loss or damage caused by Malicious Act.
- Loss or damage due to Atmospheric Disturbances, like flood, hurricane, tornado, rain etc.
- Loss or damage caused by explosion.
- Loss or damage due to fall of Aircraft and/or their parts.
- Loss or damage by Impact Damages.
- Loss due to Burglary.
- Loss or damage due to earthquake.
The above mentioned risks/perils are basic information. For further details regarding terms, conditions, limitations and/or exclusions you may contact our representative or visit our website.